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All calculators and tools are supplied as a courtesy only.Hawaii USA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators.The homeowner can take advantage of good credit by having a refinanced mortgage loan with lower payments.The homeowner may want to invest in one type of loan program to start to build their monthly payment portfolio, improve their credit, and then consider refinancing at a *lower monthly payment. If you're considering paying off higher interest debt, refinancing might help generate cash by using your home equity. American Financing can prequalify you in just 10 minutes and you could close in as fast as 10 days.An American Express Personal Loan could help you put the finishing touches into place. When the perfect adventure comes along, you want to jump in with both feet.

At Hawaii USA Federal Credit Union, we are committed to providing "Life matters" moments and financial education to our members, staff, and community.An American Express Personal Loan could help you consolidate your higher-interest credit card debt at a lower fixed interest rate with no origination fees or pre-payment penalties — so you can save.If approved, you can lock in a competitive interest rate and consolidate up to four credit cards into one fixed monthly payment.Bank at any of our Oahu, Maui, or Big Island branches, enjoy online and mobile banking, call us at (808) 534.4300, toll-free at (800) 379.1300, or say Aloha on any of our social media pages below! But the countertop of your dreams is just out of reach with your original budget. From save-the-dates to booking the venue, you can get the money you need with an American Express Personal Loan to make your perfect wedding come to life.Even if you have less than perfect credit, we can help. It is not too late to build your credit, call American Financing today (866) 750-6551 or complete the online application and refinance today so you can start planning for your future.